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Monday, May 19, 2014

Observing Details Of Pre Need Funeral Planning

By Amy Chan


Making a list of the details one wishes to have observed upon their death is a wise choice. Doing so makes it more likely that final arrangements will be according to one's tastes and it will also take much pressure off of grieving survivors. Pre need funeral planning does require a little bit of caution.

Making preliminary plans does not necessarily mean one has to pay for everything in advance. The main point is to convey one's personal wishes regarding all aspects of this occasion including events and traditions to be observed. One may request all specifics from colors and flowers, to songs and readings and even locations and practices.

There are some risks associated with choosing to pay ahead. The main thing is that a company may cease to exist or change owners and a person's circumstances can be instantly altered. Read contracts carefully before signing to see how such instances would be handled.

For payment purposes, the most recommended solutions are to either purchase a life insurance policy, or set up a bank account, ear marked exclusively for these arrangements. Any financial contracts should be carefully reviewed to make sure funds will be handled in this manner. Anytime the contractual exchange of money is involved, it is best to consult an attorney.

The primary things one does in making advanced plans is to state their preferences on all the details of their death arrangements. This takes the burden off of their survivors and no one is responsible for making difficult choices while grieving. If they honor the instructions left for them, the occasion will be just as the individual wished and the stress will be more controlled.

For best results, make sure one or more people are aware of what plans have been made and that they have access to the papers. These individuals can be members of one's family, a dear friend or an attorney. Wills and bank vaults are not advisable storage places as many of those are not read or opened until after the person is buried.




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